Financing Options for Your ADU with Casa Modular Homes

Affordable and Flexible Financing for Your Accessory Dwelling Unit (ADU)

At Casa Modular Homes, we understand that financing your Accessory Dwelling Unit (ADU) is a significant consideration. We offer a range of flexible financing options to make your ADU project affordable and accessible. Our team is committed to helping you find the best financing solution that fits your budget and financial goals.

Why Finance Your ADU with Casa Modular Homes?

ADU Financing Options

Home Equity Loans and Lines of Credit (HELOCs)

Utilize the equity in your home to finance your ADU project. Home equity loans and lines of credit offer lower interest rates and can be an excellent option for homeowners with significant equity.

Benefits:

Lower interest rates compared to other loan types.
Interest may be tax-deductible.
Fixed or variable interest rate options.

Construction Loans

Construction loans are specifically designed for building projects, including ADUs. These loans provide funds throughout the construction process and can be converted to a permanent mortgage once the project is complete.

Benefits:

Interest-only payments during construction.
Flexible terms tailored to the construction timeline.
Option to convert to a long-term mortgage.

Personal Loans

Personal loans can be used to finance your ADU without tapping into your home equity. These unsecured loans have fixed interest rates and set repayment terms.

Benefits:

No collateral required.
Fixed monthly payments.
Quick approval process.

Government Programs

Explore various federal, state, and local programs that offer financial assistance for ADU construction. Programs such as FHA Title 1 loans and other incentives can provide affordable financing options.

Benefits:

Access to low-interest loans.
Potential grants and subsidies.
Support for energy-efficient and sustainable construction

Cash-Out Refinancing

Refinance your existing mortgage and take out a portion of the equity as cash to fund your ADU project. This option allows you to lock in a new mortgage rate and access the necessary funds.

Benefits:

Potentially lower interest rates.
Consolidation of debt into one mortgage payment.
Access to significant funds based on home equity.

Our Financing Process

01.

Consultation

Discuss your financial goals and ADU project needs with our financing experts.

02.

Assessment

Evaluate your financial situation and determine the best financing option for your project.

03.

Application

Assist you with the application process, ensuring all necessary documentation is completed accurately.

04.

Approval

Work with our lending partners to secure approval for your chosen financing option.

05.

Funding

Provide the funds needed to start your ADU construction project.

Testimonials

Sarah L

Casa Modular Homes made the financing process simple and stress-free. Their team helped us secure a home equity loan at a great rate, and we couldn’t be happier with our new ADU.

John K

The construction loan option was perfect for our ADU project. Casa Modular Homes guided us through every step, and the result is a beautiful, high-quality addition to our property.

Contact Us for ADU Financing Solutions

Ready to finance your ADU project? Contact Casa Modular Homes today for a free consultation and explore the best financing options to bring your ADU vision to life.